Insurance
Travel Insurance Policy
Our policy is arranged through Fogg Travel Insurance Services and has been specially designed to provide the level of cover recommended by most LEA’s. You can download a summary of the policy by using the link below.
Our policy covers you and your students for:
- Cancellation
- Travel delays
- Personal possessions/money
- Medical Expenses
- Personal Liability
- Personal Accident (scaled payments)
Please note that the Organiser of the tour (Party leader) has £5m cover for organiser’s liability. This is not always included in the tour operator’s policy.
Health Declarations – 16yrs plus only
Most travel insurers require a health declaration by all adults and children. Please note that with our policy you do NOT need to complete health declarations for students under 16 years for age.
European Health Card
Although students are insured for medical treatment, each student should still have a EHC if they are entitled to one. You should ask parents to apply in good time (8 weeks before departure) for the EHC for their child. The EHC replaces the E111 cards and are free of charge. Each member of the family will have their own card. They do not need to be renewed annually. They entitle the holder to reduced cost/free medical treatment in EC countries. Parents can apply online at www.dh.gov.uk/travellers or by phone on 0845 606 2030 or by completing the form from a Post Office.
Rhapsody Tours Public Liability Insurance - £10 million cover
We are insured with Vantage Insurance for up to £10 million Public Liability. Please note that most LEA’s require a minimum of £5m public liability cover.